TIMES SHOPPER | Resetting the family budget

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Build your meals around ingredients you already have and write a shopping list based on what you genuinely need. Shopping with a plan also reduces food waste, which is like throwing money straight into the rubbish bin. Picture: FT FILE

Bula Vinaka everyone, There is one place where almost every Fijian family feels the pinch of rising living costs and that is at the supermarket checkout.

Whether you’re shopping for a week’s groceries or just picking up a few essentials, chances are you’ve looked at the total at the check out and wondered how it climbed so high compared to the last visit. A trolley that once comfortably fed the family for the week now seems to cost much more, forcing many households to rethink how they spend every dollar.

This is before you visit the market and the fish shops! While we can’t control inflation or global food prices, we can control the decisions we make every time we shop. Sometimes, though, trimming a few dollars here and there isn’t enough.

If your household budget has drifted off course, it may be time for a financial reset. Around the world, a growing movement known as “No Buy 2026” is encouraging people to take a break from unnecessary spending.

Participants commit to buying only essentials for a set period, whether that’s for a week, a month or even a year. The aim isn’t to deprive yourself, but to become more aware of where your money is really going. For many families, a “Low Buy” approach may be more realistic.

Rather than cutting out everything, you simply set clear limits. Perhaps you decide there will be no new clothes unless they’re replacing worn-out items. Maybe takeaway meals become a once-a-month treat instead of a weekly habit.

These small changes can add up surprisingly quickly.

One of the biggest money drains isn’t always the expensive purchases, it’s the little ones. A snack here, an extra drink there or a few items picked up without a shopping list can quietly add hundreds of dollars to your annual spending.

Planning ahead is one of the simplest ways to save. Before heading to the supermarket, check what’s already in your pantry and freezer. Build your meals around ingredients you already have and write a shopping list based on what you genuinely need.

Shopping with a plan also reduces food waste, which is like throwing money straight into the rubbish bin. Buying local produce whenever possible is another smart choice.

Seasonal fruits and vegetables sold at municipal markets are often fresher and more affordable than imported alternatives. Staples such as dalo, tavioka, rourou and bele can provide nutritious, filling meals without stretching the family budget.

It also helps to remember why you’re making these changes. Perhaps you’re paying off a loan, building an emergency fund, saving for your children’s education or planning for your first home. Keeping that goal in mind makes it easier to resist impulse purchases.

And don’t forget that some of life’s best moments don’t come with a price tag. A family picnic, an afternoon at the beach, a walk in the park or a movie night at home can create memories just as valuable as an expensive day out or time out at a hotel. If you slip up, don’t be discouraged.

One unplanned purchase doesn’t undo all your progress. Every budget has its setbacks. The important thing is to recognise them, learn from them and keep moving forward.

At the end of the day, smart shopping isn’t about denying ourselves everything we enjoy. It’s about spending with purpose. Every dollar we save today is a dollar that can help build a stronger financial future tomorrow. Before leaving home, compare weekly specials in the supermarkets, on online or on Facebook from supermarkets such as Extra Supermarket and MaxVal-U, Superstore, NewWorld IGA, Rajendras or Shop N Save.

A few minutes of planning can save you money, reduce impulse buying and help you stick to your budget every time you shop.

Be wise with your shopping.