FOR four years, Pita Tuvai and his wife Jeni Uludole have been part of the PALM Scheme in Australia, earning a steady income as seasonal workers. Despite the financial opportunities, the couple realised that much of what they earned had slipped through their fingers.
“We saw that money we earned during the four years of the PALM Scheme came and went, we didn’t have anything to show for it,” Mr Tuvai said.
This realisation sparked an important conversation between the couple about their financial future.
Determined to make a change, they began searching for a reliable institution to help them save and grow their hard-earned money.
Their turning point came after attending a presentation by the Fiji National Provident Fund (FNPF) on voluntary membership.
Inspired by the benefits and high interest rates offered, the couple decided to open accounts with the Fund.
“When we were part of the Seasonal Workers Scheme in Australia, we found the difference in earning power compared to Fiji was huge,” Ms Uludole said.
“As a married couple, we were earning a good income, but we spent impulsively because things were cheap there and we didn’t know what to do with the money.
“Today, we’re so happy to have sat down with FNPF representatives and discussed our financial journey. We’re truly grateful for this opportunity to save with FNPF.”
The couple has already deposited a sizeable amount into their accounts and are excited about the interest they will earn.
“Seeing as we’re part of the seasonal worker scheme, we’re receiving good pay.
“To think of the money we could have earned with FNPF had we opened an account sooner. But what’s good is that now we’re members, and our future trips to Australia will see us putting in a little extra into our FNPF accounts.”
For Pita and Jeni, this decision is about more than saving, it’s about building a secure future while they still have the energy to work hard. “We want to make full use of our opportunities while we’re still young. It’s best to take full advantage now and save for our future,” they said.
Their message to fellow seasonal workers is clear: start small and build gradually. “You don’t need to deposit a large amount right away. Start small, and with FNPF’s interest rates, you’ll be happy you made that first step.”
With their new commitment to financial discipline and the support of FNPF, Pita and Jeni are turning lessons learned into a brighter, more secure future.
