Personal remittances to Fiji surpassed the $1 billion mark in the year to September, according to the Reserve Bank of Fiji’s September 2025 Quarterly Review, reaffirming the vital role of overseas workers and Fiji’s diaspora in supporting the domestic economy.
The Review shows that inward personal remittances rose to $1,019.1 million, an annual increase of 4.3 percent.
This compares with a stronger 6.8 percent growth ($977.2 million) recorded over the same period last year.
The RBF noted that Australia, the United States and New Zealand remain the key sources of inflows, “reflecting the sizable Fijian communities residing in these countries.”
However, the Bank cautioned that remittance inflows from the US may face headwinds next year.
“The US government’s planned introduction of a 1.0 percent remittance tax from 2026 could potentially affect inflows from the US moving forward,” the Review warned.
A major shift in transfer behaviour continues across the sector, with mobile money now accounting for 52.1 percent of inward remittances, up from 46.8 percent in 2024.
Transfers through foreign exchange dealers and banks declined, as more senders opt for digital platforms due to convenience, lower fees and faster processing.
While inflows remain strong, the Review records an increase in outward transfers as well.
Outward remittances rose by 7.0 percent to $387.8 million, driven largely by transfers from non-residents meeting financial commitments overseas and higher pension and superannuation payments.
Overall, the RBF says remittance flows continue to be a key pillar of Fiji’s economic resilience, supporting household consumption, foreign reserves and broader financial stability.
